ROOF INSURANCE
Navigating a roof insurance claim can feel overwhelming but it doesn’t have to be. We help you understand your coverage, document storm damage, and work directly with your insurance company to ensure nothing is missed. From inspection to installation, we’re here to make the process simple, honest, and stress-free.
How to get approved
Roof insurance is a vital safeguard for homeowners, providing financial protection in case of damage or loss to your roof. Understanding the insurance process and how to file claims is crucial for maximizing coverage benefits. With comprehensive insurance, you can mitigate risks and ensure peace of mind knowing that your roof is adequately protected against unforeseen events. Our experts guide you through the insurance claims process, offering valuable insights and assistance every step of the way.Invest in reliable roof insurance today for worry-free protection.
Safeguarding your Investment
with Confidence
Homeowners insurance is a type of property insurance that provides financial protection to homeowners in the event of damage or loss to their property, including their roof. Homeowners insurance can help cover the costs associated with repairing or replacing a damaged roof due wind, hail and falling objects.
When a roof sustains damage that is covered by the policy, we will file a claim on your behalf with their insurance company. The insurance company will send out an adjuster to assess the damage and determine the extent of coverage based on the terms of the policy. If the damage is deemed eligible for coverage, the insurance company will provide funds to repair or replace the roof, minus any deductible (typically 1-2% of home value) specified in the policy.
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Normal wear and tear, which occurs gradually over time due to exposure to the elements, aging, and deterioration, is considered a maintenance issue and is not covered by insurance. Similarly, insurance companies may have limitations on coverage for roofs that exceed a certain age, typically around 10-13 years old in Houston. In these cases, insurers may view the roof as having reached the end of its expected lifespan and may offer limited coverage or require additional inspections or documentation before providing coverage for roof replacements.
Refer a Friend
Know someone who needs a new roof?
When you refer a friend, neighbor, or family member to Garvin Exteriors and they purchase a full roof replacement, you’ll receive a $250 thank-you check from us. There’s no limit to how many people you can refer! Send as many as you’d like and get rewarded every time. It’s our way of saying thank you for trusting us and helping others find a roofing company they can rely on.
Our Reviews
Proudly Serving The Greater Houston Area
"We believe in establishing long-term partnerships with each client, built on trust, quality, and exceptional service. With over a decade of experience in the remodeling industry, we pride ourselves on our core values, which include educating homeowners to make informed decisions. We are committed to creating awareness about the right ways to install roofing, gutters, and attic insulation in Houston."
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Chris & Kristin Garvin // Co-owners
